Rincon Management Services LLC did business as Rincon Debt Management through a total of 7 debt collection companies. Following a Federal Trade Commission investigation, a California court has finally filed suit to seize the assets of the company and force a shutdown.
What these seven companies shared was not just a common name and common owners, but also the same scam. They routinely violated consumer rights that are guaranteed by the Fair Debt Collection Practices Act (FDCPA) in order to scare consumers into sending in money on unpaid debts. In many cases, no debt was actually owed.
The actions affect owners Jason R. Begley and Wayne W. Lunsford as well as the following entities and/or D/B/As:
- Rincon Management Services, LLC
- Rincon Debt Management
- Rincon Filing Services
- Pacific Management Recovery
- Prime West Management Recovery, LLC
- Union Management Services, LLC
- Union Filing Services
- National Filing Services, LLC
- City Investment Services, LLC
- Global Filing Services, LLC
- Pacific Management Recovery, LLC
The defendants are accused of a massive scam in which abusive debt collectors routinely threatened arrest, seizure of personal property and lying about the actual details of the debt. The FTC complaint accuses the entities of the following primary abuses:
- revealing debts owed to third parties, including employers, family and neighbors in an attempt to embarrass the debtor
- failing to properly disclose their identity and/or posing as process servers or law firm staff
- misrepresenting amounts or nature of the debts owed
- failing to provide debtors with an opportunity to verify or dispute the debts owed
Consumers are protected from fraudulent or abusive debt collectors through the FDCPA and other debt collection laws. Whenever a firm breaks provisions of the FDCPA, you have the right to sue the debt collector for damages. Some attorneys specialize in so-called FDCPA lawsuits and are frequently able to recover $1,000 per violation as well as their own legal fees.
If you believe that a debt collector is violating your rights, you should contact your state’s attorney general as well as the Federal Trade Commission. You may also consult with qualified legal counsel if you believe grounds exist for a lawsuit against the debt collector.
Long is a graduate of the University of North Carolina at Chapel Hill with a B.A. in Industrial Relations. He subsequently received his Certificate in Nonprofit Management from Duke University. His Certificate in Financial Planning was issued by Florida State University.
Long has achieved the Accredited Credit Counselor and Accredited Financial Counselor certifications through the Association for Financial Counseling, Planning and Education. Long originally achieved the Certified Credit Counselor designation through the National Institute for Financial Education.
In addition to years of nonprofit leadership, Long has been an innovator in the field of volunteer tax return preparation programs. He assists volunteer associations and nonprofit organizations who seek to integrate credit counseling and asset-building programs with free personal income tax preparation. His approach to using free credit reports as both an incentive and a screening tool for placement into asset-building programs has been shared with members of the National Community Tax Coalition, the EITC-Carolinas Initiative of MDC, Inc. and nonprofit groups across the Carolinas.
Long assists members of our armed forces in the Carolinas, Iowa, Rhode Island, Georgia and Germany with financial readiness. Please support our Soldiers, Marines, Airmen and Sailors!
Favorite quote:
"The democracy will cease to exist when you take away from those who are willing to work and give to those who would not."
Thomas Jefferson
- Help with Rent in North Carolina - November 6, 2014
- Help with Paying Rent in Mecklenburg County - November 6, 2014
- Help with Paying Rent in Wake County - November 6, 2014