Debt

Payday loan collector Goldman Schwartz shut down for widespread debtor abuse

Goldman Schwartz, although not the law firm they claimed, threatened to take children into custody and charged bogus attorneys fees. Debtors were lied to and intimidated into making payments on payday loans or face imprisonment or other extreme illegal actions. Continue reading

About to fall behind? A lower credit card payment can help

Having high credit card debt can cripple your finances. When money runs out, then you have to make some tough choices. While many living costs are fixed, you might be surprised to know that you may be eligible for lower payments on your credit cards through a method that does not involve bankruptcy or debt settlement. Continue reading

Legal Helpers Debt Resolution sued by Oregon Attorney General for elder financial abuse

The firm has previously faced legal troubles from Illinois, only to pay $2.1 million to settle allegations of several violations of state consumer protection laws. Now Oregon wants Legal Helpers to pay up and get out, citing numerous instances of violating the Unlawful Trade Practices Act. Continue reading

Controlling Holiday Debt

It’s hard to believe that it’s already time for costumes and trick or treating. And after that it’s only a few short weeks until Thanksgiving and the “official” beginning to the holiday season. While a season of so many good things, such as spending time with family, religious holidays, and time off work, it can also be a season of financial stress. This is especially true when the credit card bill for the Holiday’s comes around in early January. Here are a few tips to keep in mind to try to keep the levels of financial stress to a minimum as the official beginning of the holiday season draws closer. Continue reading

Beware of the Western Sky Finance Scam!

There may have been a time in your life where you needed a large amount of cash immediately, but you just did not know how to get it. It is probably at this time that payday loan and signature loan commercials appealed the most to you, since they provide a speedy and no hassle system to get this money. However, are these really helping you out, or are you just getting pushed further and further into debt? Continue reading

Unlicensed debt collectors are sued by WV for FDCPA violations and defying subpoenas

West Virginia Attorney General Darrell McGraw has sued seven debt collectors after they ignored investigative subpoenas. The firms failed to obtain a license for the collection of consumer debt. Furthermore, they have been accused of substantial violations of the Fair Debt Collection Practices Act (FDCPA). Continue reading

Fake Debt Collector Used India Callers Posing as Law Enforcement Officers

A California man controlled a scheme where 2.7 million collection calls were made to American residents. Collection agents under his control illegally posed as law enforcement officers, threatening arrest and incarceration for those who did not pay. Continue reading

Reporting Violations from Collection Agencies

Being harassed by a collection agency is never fun. How you deal with that harassment is very important to your sanity and protection of your rights outlined by laws that govern collection agencies. There are many things that a collection agency will do to attempt to intimidate you over the phone. Most of these tactics are illegal and if you document them, a collection agency may end up owing you money. Continue reading

Rincon Debt Management and Related Debt Collectors Shut Down Following Scam

Rincon Management Services LLC did business as Rincon Debt Management through a total of 7 debt collection companies. Following a Federal Trade Commission investigation, a California court has finally filed suit to seize the assets of the company and force a shutdown. Continue reading