The new Quicksilver Cash Rewards Credit Card has been launched by Capital One as a challenger to the many other cash rewards credit cards that are currently on the market. So is this for real, or is it just another piece of plastic with watered down benefits?
So you are in the market for a new rewards credit card. Is the new Quicksilver Cash Rewards card the one for you? Continue reading
Get all your credit reports, your bills, and your bank statements out on a table and take a hard look at them. If you don’t have any of these things handy, go online and get a copy of the most recent ones. Continue reading
When someone says “credit card” what are the first things that pop into your head? Often it is thoughts such as “debt”, “fraud”, “overspending”, or “irresponsibility” that are the first to come to mind. All of these have a very strong negative connotation, or negative emotional association, for most people. Credit cards are often associated with creating problems in people’s lives. While this is sometimes sadly the case, there are however, many positive effects of credit cards – especially for young people. The following post focuses on these positive attributes of credit cards and how you can capitalize on them. Continue reading
We’ve all heard the ads claiming that identity theft is everywhere, and that credit monitoring sites are here to protect us from these threats. From the annoyingly catchy songs, such as Freecreditreport.com to the ever persistent pop-up ads online warning us of the danger of our identity, many of these ads appeal to the need to feel secure in our lives. These sites claim that through their credit monitoring services we not only will be able to check on fraudulent reports on our credit scores but also more quickly learn of and address threats to our identity, for a small fee of course. While feeling secure is important, are these credit monitoring sites really worth the monthly fee to the average person? Continue reading
Having high credit card debt can cripple your finances. When money runs out, then you have to make some tough choices. While many living costs are fixed, you might be surprised to know that you may be eligible for lower payments on your credit cards through a method that does not involve bankruptcy or debt settlement. Continue reading
I typed “consolidated debt services” into a search engine recently, and I came across Consolidated Credit Counseling Services. It was the first option, and I guess I was feeling lucky, so I clicked on it. I’m glad I did because I was impressed by its transparency and its ability to help out its clients. Continue reading
You know the “Big Three” credit reporting agencies of Experian, Equifax, and TransUnion. Have you ever wondered if there was another one? Well, you might not be surprised to find there are other minor companies who have your information. One, in particular, has been referred to as the “fourth” major agency, and you may have never known of its existence. Its name is Innovis. Continue reading
The Association of Settlement Companies (TASC) was arguably the most embattled trade association during 2010. Nearly all of their membership routinely included many now banned practices as a part of their everyday operations. TASC is trying to forget all that bad press by “reinventing” themselves as American Fair Credit Council (AFCC). The question is, are they truly inventing themselves or is this simply a renaming ploy in order to ditch their dirty laundry? Continue reading
Arkansas Attorney General Dustin McDaniel filed suit against several companies owned by president Thomas Randall Wells. The charges include allegations that the companies regularly promised customers that all of their negative information could be removed through their credit repair service. Customers were also charged advance fees of $700-800. Continue reading
Credit card interest rates are often the culprits for the debt problems of individuals. If a balance on a credit card cannot be completely paid down then interest rates can very quickly multiply the overall amount of money owed. Individuals can end up paying hundreds in interest fees without paying off the actual debts. Lowering these rates can be key to controlling an individual’s debt, and their hopes of eventually becoming debt free. Here are some tips that can help individuals reduce their interest rates. Continue reading
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