In these uncertain times, risks are inevitable. We are now under more pressure from outside forces to make ends meet by whatever means necessary. This in turn, makes risk taking more frequent. In the past, we may have had more secure options for loans to cover expenses, but tough economic times have made this more a luxury than the norm. Because you may be turning to more unsecure debt, it is important to know the ends and outs of unsecured debt before using it. Continue reading
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American Opportunity Tax Credit
College expenses, like costs in many other sectors, are steadily rising and it is becoming more and more difficult to cover these expenses. Books, tuition, and computers are just a few of these rising costs that make school so expensive. We can try and save money but, larger economic factors are makes it difficult to control education costs. For instance choosing to go to school in-state to lower tuition or choosing a state institution instead of a private institutions, are good ways to save money, however these strategies are not enough when tuition prices are rising everywhere. Luckily, there is a new tax credit to make this situation a little easier to bear. Continue reading
What are balance transfers?
A balance transfer is just what it sounds like. It is a transfer of funds or credit in some cases from one account with an institution to another account. The second account could be at the same institution or at a different institution or bank. Some types of balance transfers accounts include: Continue reading
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