As an Idaho resident who struggles with paying electric bills, you have assistance available to you. Here are a few resources provided through Idaho electric bill assistance programs that you may qualify for. Continue reading
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Nebraska electric bill assistance is provided through two main programs
Thousands of Nebraska citizens are in need of electric bill assistance every year. If you fall behind on your heat or utility bill during the harsh winter months, you may be terrified about having your power disconnected and freezing to death. Fortunately, there are several programs available to help those in need avoid that type of fate. Continue reading
Adversary proceeding may discharge student loan debt in bankruptcy
The reason that student loans are not discharged in bankruptcy is not because it is impossible. Bankruptcy lawyers normally opt not to include an adversary proceeding as a part of your bankruptcy, which would be necessary if you were to eliminate your student loans through bankruptcy. Continue reading
Alabama Electric Bill Assistance
Alabama residents are blessed to have several different sources of electric bill help. These programs can help those in need keep their lights on. Continue reading
Time Warner Cable calls a $15.99 increase in rates “additional savings”
I recently received a letter from Time Warner Cable in which the cable monopoly advised that “We’re pleased to extend you additional savings.” What is the value of those savings? Turns out, my bill is increasing by $15.99. Continue reading
Pros and Cons of Debt Negotiation
If you are struggling to repay debt and are tempted by the possibility of paying less than you owe, you should first consider the pros and cons of debt negotiation. The cons usually outweigh the pros, so it is important to see how the risks and rewards stack up given your own situation. Continue reading
Bankruptcy: A Disturbing Word
Bankruptcy is more than just a disturbing word. It is a legal process where you gain protection from your creditors by proving insolvency. Continue reading
Healthy Consumer Skepticism Fades When Facing Debt Problems
You saw the ad on television. Even more ads are seen online. Surely no one would make such claims if they couldn’t back it up. Otherwise, the government would clamp down, right? Continue reading
Can you Get a Loan to Pay Rent and Security Deposit?
You want to move but the landlord wants you to pay the first month’s rent plus a security deposit. So what if you don’t have that kind of money? Can you get a loan for rent payments and a security deposit? Continue reading
There is Only One Government Program for Credit Card Debt Relief
Programs are available for credit card debt relief, and their effectiveness varies greatly by provider and type of program. We like to think that the government will bail us out just as they did the banks. However, there is only one government program that addresses credit card debt and it is not a grant. Continue reading
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