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Up to $500 available through South Carolina electric bill assistance grants

Instead of dealing with another disconnection notice, you may be able to keep your lights on thanks to South Carolina electric bill assistance programs. While some are charitable programs, there are government funded assistance programs as well. Combined, these programs give you opportunities to reduce your future power bills as well as to get bailed out of emergency situations with cash grants. Continue reading

How Long Does it Take to Pay Off Credit Cards With Minimum Payments?

Minimum payments on credit cards are calculated in a number of ways. Most consist of total finance charges for the month, plus around 1% of the balance. There are situations though where you are paying very little in principal, meaning you get almost nothing in return for your payment. Continue reading

Scammers Pretend to Be Debt Collectors

The caller claims you owe on a debt. They know your social security number and one of your account numbers. Would you believe this could be a scam?

According to Indiana Attorney General Greg Zoeller, your next debt collection call could possibly be a scam. He is warning consumers to be mindful of what information they provide over the telephone, no matter how genuine the caller appears to be. Continue reading

Oregon electric bill assistance ranges from monthly bill credits to $160 for late balances

Several Oregon electric bill assistance programs provide emergency and/or ongoing help with power bills. These are designed to help lower income households deal with financial difficulties that often lead to disconnection of service. Continue reading

Tennessee electric bill assistance reduces bills and delinquent balances

Tennessee has the dubious honor of having more than it’s fair share of hot summers and cold winters. As a result, you pay a higher percentage of your income towards your electric bill than most other Americans. When a high bill hits you unexpectedly, you can still get help from Tennessee electric bill assistance programs. Continue reading

California electric bill assistance includes CARE discounted power bills

There are several sources of assistance for California residents who struggle with paying their electric bills. California electric bill assistance programs are in place for those times in which life’s emergencies might leave you struggling to prevent a disconnection of service. Continue reading

Delaware electric bill assistance

Delaware residents who are struggling with paying their electric bills have several sources of help available to them. See if you qualify for one of the following Delaware electric bill assistance programs.

One program available for Delawareans who are struggling is the Low Income Home Energy Assistance Program (LIHEAP). This program use federal funds and is administered through the Division of State Service Centers (DSSC) and Catholic Charities, Inc. Continue reading

Maine electric bill assistance providers can help

Hello Mainiacs! You have the distinct honor of having some of the coldest winters in the country. You are forced to spend a much higher percentage of your income on electricity and heating oil than the rest of the country. Even so, you should understand that millions of dollars are provided annually to help provide cash payments and bill credits. Maine electric bill assistance and heating oil supplemental programs can reduce your heating costs so that it is affordable. Continue reading