If you live in Alaska, you may struggle with paying your large electric bills, particularly if you live in rural areas where prices may be higher. The long winter requires the use of more energy to heat your home, adding to the burden. Various Alaska electric bill assistance programs can help you stay warm even as rates creep ever higher. Continue reading
Archives
Debt Settlement Consumer Protection Act
Senators Charles Schumer (D-NY) and Claire McCaskill (D-MO) have introduced legislation to reign in a rogue industry of charlatans that has fleeced desperate debtors out of hundreds of millions of dollars; dollars that were intended to be paid to their creditors. The Debt Settlement Consumer Protection Act proposes upfront disclosures, fee limits and enhanced enforcement against false advertising.
Rhode Island Electric Bill Assistance
Utility companies and nonprofit charities combine to provide Rhode Island electric bill assistance programs. These need-based programs provide much needed assistance to low income households who are having trouble paying the cost of electricity. Continue reading
How to Negotiate Debt Settlement Offers
Debt settlement companies paint a rosy picture for helping you settle your debts. They might provide some assistance, but only after you pay them a quarter of what you owe as a fee! What they don’t tell you is how to negotiate debt settlement offers directly and spare yourself thousands of dollars in fees. Continue reading
Illinois electric bill assistance is provided through subsidies
If you are an Illinois resident struggling with paying your light bills, there is hope. There are several Illinois electric bill assistance programs available to help you pay your utility bills. Continue reading
Virginia Electric Bill Assistance
You may not be aware that Virginia electric bill assistance programs provide low income households with financial assistance. There are multiple programs offered by charities, utility companies, the state of Virginia and the federal government. Continue reading
How to Lower Interest Rates through Credit Counseling
Your commitment to become debt free through credit counseling can be rewarded through lower interest rates on your credit cards. That’s because creditors want to provide an incentive and a means for you to stick with your plan so that you pay off your debt and avoid a future default. Continue reading
How Does Credit Counseling Work?
Credit counseling was created by credit card companies in 1951. The purpose of credit counseling was to provide debtors with an advocate that would facilitate their repayment to their credit card companies.
In short, creditors know that you need some help sometimes. They just don’t want to be the only one to lower your payments and reduce your interest rates. After all, why should their competitors continue to charge full price if they are willing to give you a break? Continue reading
I Am Being Sued for Credit Card Debt, Should I Hire a Lawyer?
You answer the door to a process server or Sheriff’s deputy and suddenly realize, “I am being sued for credit card debt!” Having received numerous letters and countless phone calls during the dinner hour, you knew this was a possibility but it is still a shock. You have got to protect yourself, and hiring a lawyer is one option to consider. There are other possibilities also. Continue reading
Ohio Electric Bill Assistance
Ohio electric bill assistance is available to lower income households that have experienced a financial emergency. Instead of dealing with disconnections and late fees, you could get help with your power bill and keep the electricity flowing. Continue reading
powered by PFN Design Studios