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American Fair Credit Council is TASC 2.0

The Association of Settlement Companies (TASC) was arguably the most embattled trade association during 2010. Nearly all of their membership routinely included many now banned practices as a part of their everyday operations. TASC is trying to forget all that bad press by “reinventing” themselves as American Fair Credit Council (AFCC). The question is, are they truly inventing themselves or is this simply a renaming ploy in order to ditch their dirty laundry? Continue reading

Frontier Financial Group and Ezell Williams Charged with Illegal Debt Collection

Judge James Stucky ordered two collection agencies to cease all debt collection efforts in West Virginia until they become licensed with the state. The action is against Frontier Financial Group, LLC and Ezell Williams. The companies must also stop collecting payday loans, which are outlawed in West Virginia. Continue reading

TRW Ventures Illegally Charged Advance Fees in Credit Repair Scam

Arkansas Attorney General Dustin McDaniel filed suit against several companies owned by president Thomas Randall Wells. The charges include allegations that the companies regularly promised customers that all of their negative information could be removed through their credit repair service. Customers were also charged advance fees of $700-800. Continue reading

Bin Laden Death Effect on the Stock Market

The stock market is about financials, corporations, the economy and our belief about future events. So what does that have to do with Osama Bin Laden? The answer lies in the effect of his cowardly act on September 11, 2001, but it also is reflected in how our fellow citizens reacted to move on from this act of war and show the world that the U.S. is open for business. Continue reading

OBAMA PAYS 28% INCOME TAX

YOU’D be hard-pressed to accuse our president of slacking off this tax season. The White House released Mr Obama’s returns on Monday, 18 April 2011; looking at the numbers, I think it’s clear he’s paid more than I ever have. Continue reading

Allied Interstate to Pay Oregon for Collection Law Violations

Oregon Attorney General John Kroger has reached an agreement with Allied Interstate which has them paying $90,000 to settle allegations of collection law violations. The action was in response to an investigation into approximately 200 complaints against the Minnesota-based debt collector over a 5 year period. Continue reading

JK Harris Overstated Benefits, Ordered to Pay Restitution in Texas

JK Harris failed to provide promised services. They overstated their ability to reduce taxpayers’ debts owed to the Internal Revenue Service. They accepted large prepaid fees from customers even though they knew or should have known that their tax liabilities would not be eligible for a reduction. Continue reading

Colorado Sues Western Sky Financial for Exceeding Permissible Interest Rates for Unlicensed Lenders

Colorado Attorney General John Suthers has taken action against a national payday lender that has violated Colorado lending laws. Western Sky Financial provides payday loans with interest rates approaching 300%, yet it failed to obtain the necessary license to provide loans to Colorado residents above the 12% statutory limit. Continue reading