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Wells Fargo “direct deposit advance service” is nothing but 270% APR payday loan in disquise

Traditional payday lenders charge an average of 391% APR. By those standards, the “direct deposit advance service” from Wells Fargo appears to be a bargain at just 270% APR. But then again, that is still about 70 points higher than a typical loan shark would charge. Continue reading

Legal Helpers Debt Resolution sued by Oregon Attorney General for elder financial abuse

The firm has previously faced legal troubles from Illinois, only to pay $2.1 million to settle allegations of several violations of state consumer protection laws. Now Oregon wants Legal Helpers to pay up and get out, citing numerous instances of violating the Unlawful Trade Practices Act. Continue reading

Legality of Western Sky Wage Garnishments Disputed by State Regulators

OK so you were dumb enough to sign up for a Western Sky Financial loan and find that you cannot afford to repay it. Big surprise right? Now that the firm has obtained a judgment against you in tribal court, they have provided your employer with a garnishment notice. Here’s a case for ignoring that notice. Continue reading

Juceam Group is Tax Lady Roni Deutch Redux

Tax Lady Roni Deutch allowed reprehensible activities to occur at her former law firm. Despite a $34 million lawsuit, allegations of destruction of evidence and contempt of court charge, she has defied authorities in so many ways that it seems there is no limit to her audacity. That arrogance is now firmly in the hands of her successor firm, the Juceam Group. Continue reading