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Beware of the Western Sky Finance Scam!

There may have been a time in your life where you needed a large amount of cash immediately, but you just did not know how to get it. It is probably at this time that payday loan and signature loan commercials appealed the most to you, since they provide a speedy and no hassle system to get this money. However, are these really helping you out, or are you just getting pushed further and further into debt? Continue reading

How to Choose Home Energy Tax Credits

By installing insulation, replacing leaky windows and doors, and replacing old furnaces and air conditioners with energy-efficient models, you can raise your comfort level and lower your energy bills. Yes, these projects do cost money but it will be for your benefit at the end of the day. Continue reading

Are you familiar with The Nigerian Advance Fee Scam?

The Nigerian Advance Fee Scam is one of the most common scams on the Internet right now and one that continues to draw in victims. The majority of the messages originally were said to be coming from people in Africa, specifically Nigeria, but now the emails seem to be coming from all over the world. There are a whole variety of these scams but in simple terms, someone basically tells you that an expensive prize or a lot of money can be made available to you. Continue reading

Avoiding Tax Relief Scams

If you owe back taxes but don’t know how you will pay the IRS, any company that “promises” to significantly reduce your tax bill may seem like the best option. However, don’t make this decision too fast. This may cause you to fall deeper in debt, rather than find your way out of it. Continue reading

Reporting Violations from Collection Agencies

Being harassed by a collection agency is never fun. How you deal with that harassment is very important to your sanity and protection of your rights outlined by laws that govern collection agencies. There are many things that a collection agency will do to attempt to intimidate you over the phone. Most of these tactics are illegal and if you document them, a collection agency may end up owing you money. Continue reading